You worked your whole life to get to the point where you’re ready to retire. If you wrestle with questions like, “Did I save enough?”, “What happens if I get sick or need long-term care?”, or “Can I even afford to retire?”, you are not alone.
Everyone’s situation is different, but Holland Financial has addressed these concerns for over two decades. We work with our clients to create customized retirement plans that help them address their needs and goals.
Coordination is essential. Financial products and services are like musical instruments. Play them all at once and you just end up with a lot of noise. Arrange them in the right way, however, and you get a symphony of joyful music. For greater confidence in your retirement, trust our CERTIFIED FINANCIAL PLANNER® practitioners. They are ready to orchestrate your custom retirement plan!
Retirement Income Strategies - The lifeline of a retirement plan is a steady source of lasting income. Our plans include income strategies which consider unforeseen life events, market fluctuations, and inflation. The overall purpose of our plans is to see that our clients' financial needs are addressed, and that the recommendations we have prepared are flexible enough to respond to changing circumstances.
Risk Assessment - While the stock market can be a great hedge against inflation, we are mindful that it can also be a source of tremendous stress and risk to a retirement nest egg. We often meet with individuals and couples who have too much of their money in the stock market. This is where we can offer a fresh perspective because we prepare recommendations that provide income and allow for growth, while lessening the overall risk from unpredictable market events.
Annuities - An annuity is a type of insurance product which is designed to provide income during retirement. Money is invested into an annuity, and in return, at a specified time in the future, the annuity will provide income to an individual or couple.
Long-term Care Insurance - We understand it is hard to think about the possibility that you, or your spouse, may one day have to rely on others for the activities of daily living. In truth, it is just another good reason to have the right plan in place. We can incorporate long-term care funding measures into your plan that will provide for nursing home care, home healthcare, or assisted living, should you require any of those services in the future.