Holland Financial Logo

Call Us

(386) 671-7526

Request an Appointment
David D. Holland
David D. Holland, CFP®, CPA/PFS, CLU, ChFC®

 

"Retirement Planning Doesn't Have To Be Hard, Complicated or Stressful."

- David Holland

 

  • Financial Planning
  • Retirement Income
  • Investment Advice
  • Estate and Trust Services
  • Annuities
  • Long-term Care
  • Income Tax Returns
  • Reverse Mortgage Loans

We Can Help You PlanStronger™

Arrange Your No Cost, No Obligation Consultation with David Holland

First Name   
  
Last Name   
  
Email   
  
Telephone   
  
Address   
  
City   
  
Zip   
  
Investable Assets 
  
How did you hear about us?
  

Your Comments or Questions

 
       

Subscribe to the Newsletter

Get our Market Updates, Columns, and More Delivered to Your Inbox

  
Email Address   
  
 
       

Educational Resources from Holland Financial to Help You PlanStronger™

PlanStronger TV

PlanStrongerTV™

David Holland, CPA, CFP®, hosts PlanStrongerTV™, a financial variety program featuring fascinating guests and a wide array of topics – from the psychology of money to retirement planning to estate planning. Make David Holland your source for interesting information that affects your pocketbook and helps you PlanStronger™ for your financial future.

Watch a promo for an upcoming episode below or click on More PlanStrongerTV™ to explore more previews and guest interviews from episodes of PlanStrongerTV™

More PlanStrongerTV™ »

 

The Written Word

David Holland is an author and a financial columnist.

Weekly PlanStronger™ Column

David Holland writes a weekly column on personal finance. You can read his latest column, or peruse the Archives, at www.HollandColumn.com. David has written columns on a wide variety of topics related to retirement planning and managing your personal finances. In the Archives, you will find valuable information (in plain English!) on retirement income planning, investing, life insurance, long-term care, and many more financial topics. These are issues that affect almost everyone.

Column Archives »

Read the Latest PlanStronger™ Column

Buying a Home with a Reverse Mortgage Loan

By David D. Holland

As many of my regular readers know, my financial services company added reverse mortgage loan (HECM) origination a few years back. Clients had asked for it, so we investigated this “financial instrument” thoroughly before adding it to our services. Since that time, we’ve helped dozens of people leverage Home Equity Conversion Mortgage (HECM) loans to meet their needs. I recently sat down with Mike Peerless (NMLS #1073735), Director of Reverse Mortgages at Holland Mortgage Services, Inc. (NMLS #1432962), to discuss our firm’s progress and industry trends.

While these loans have been typically used to access home equity for cash, or to refinance an existing mortgage to eliminate required mortgage payments, Mike shared that an increasingly popular use of reverse mortgage loans is the HECM for Purchase. Instead of using it to get cash or refinance an existing home mortgage, the transaction order is, ironically, “reversed.” The loan is taken out and used, along with the borrower’s down payment, to purchase a new home.

Continue Reading »

Confessions of a Financial Planner Book Series

David has also written two books in his Confessions of a Financial Planner series: Secrets to a Secure Retirement and How to Get Great Advice & Avoid Financial Scams. The mission of this series is to provide easily accessible information on a wide variety of topics concerning personal finance. Everyone is affected by money issues and, yet, there are few resources available to answer even the most basic of questions in Plain English. It is David's goal to write books that anyone, from any walk of life, can pick up and relate to. He keeps it simple and doesn't use industry jargon to talk over the reader's head.

We Can Help You PlanStronger™ for Your Financial Future and Retirement

Social Security Optimization: What it can mean for you.

Holland Financial can help you review your options. Don't let a simple mistake prevent you from receiving all the benefits you've earned. Call 386-671-PLAN(7526) for your one-on-one appointment. We can do a personalized analysis for you.

Retirement Income Strategies: Do you have a strategy?

Planning is part of your everyday life. Vacations, weddings, parties – all are events you’ve taken time and effort to prepare for and organize. Your retirement should be no different … so, take just one hour to PlanStronger™. Learn more about our planning process....

Social Security Optimization

Investment Review: We go under the hood for a 19-Point Inspection

Holland Financial will prepare an objective review of your current investments and financial position. Our analysis examines each component of your current portfolio to determine if improvements can be made. If everything is fine as it is, we will tell you so. Learn more about how we can help you to PlanStronger™.

19 Point Inspection

 

Facebook  Twitter   Email Click for the BBB Business Review of this Financial Services in Ormond Beach FL

Call Us: 386-671-7526

Back to top

© 2017 Holland Productions, Inc. · Privacy ·

Investment advisory services are offered through Holland Advisory Services, Inc., a registered investment advisory firm. Insurance products are offered through Holland Insurance Services, Inc. Tax preparation services are offered through Holland Tax & Accounting Services, Inc. These separate, affiliated companies share common ownership under Holland Financial, Inc. Nothing contained herein should be considered investment, insurance, tax, or legal advice. Views expressed concerning specific securities are not an offer to buy or sell. Investment advice and planning services can only be given after an analysis of an individual's situation and only where Holland Advisory Services is registered or exempt from registering. Reverse mortgage loan origination services are offered through Holland Mortgage Services, Inc. (NMLS #1432962), a Florida licensed mortgage broker and a subsidiary of Holland Financial, Inc. David Holland is a licensed loan originator (NMLS #1184596). www.NMLSConsumerAccess.org

David D. Holland, CPA, can act as trustee or successor trustee for clients' estates. These services are provided by David Holland in an individual capacity. Neither Holland Financial, Inc., nor its subsidiaries, is a trust company or bank. Accordingly, estate and trust services are separate and distinct from the financial services available from Holland Financial, Inc.'s subsidiaries. David Holland is not an attorney and does not offer legal advice or prepare legal documents. Clients are encouraged to seek legal advice from an attorney of their choosing regarding their estate planning, as well as the documents they may need to accomplish their objectives.